Tornadoes are a fact of life in many parts of Texas. Learn what homeowners insurance typically covers and the practical steps you can take before, during, and after severe weather.

Home insurance in Dallas and Houston comes with different risks, from hail and wind to hurricanes and flooding. Here is what Texas homeowners should understand about their coverage, deductibles, roofs, and flood insurance before something goes wrong.

Standard homeowners insurance generally doesn't cover flooding from rising water. Here's what Dallas and Houston homeowners should know about flood zones, NFIP and private flood insurance, waiting periods, and protecting their homes before the next storm.